Term Loan
Structured repayment loans for capital expenditure, expansion and equipment, repaid over 1 to 10 years.
What Is Term Loan?
A Term Loan is repaid through regular periodic instalments — monthly, quarterly or yearly — usually over one to ten years, making it ideal for planned capital expenditure and expansion.
Interest rates generally depend on the borrower's profile, prime lending rates and the lender's internal policy, with options from nationalised banks, private banks and NBFCs.
Key Features & Benefits
- Tenure from 1 to 10 years
- Monthly, quarterly or yearly repayment options
- Competitive rates linked to prime lending rate
- Available from banks, NBFCs and private lenders
- Suitable for equipment, expansion and capex needs
Eligibility Criteria
- Established business with income-generating operations
- Sound repayment capacity and credit history
- 3 years' financial statements and IT returns
- Clear end-use plan for the loan amount
End Use Of Funds
- Machinery and equipment purchase
- Business expansion
- Capital expenditure
- Infrastructure upgrade
- Refinancing existing high-cost debt
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Figures shown are indicative and vary by lender, rating and case profile. Your sanctioned terms are confirmed only in the lender's sanction letter.
From Enquiry To Disbursement In 4 Steps
Share Your Requirement
Tell us your funding need — amount, purpose and business profile — via form, call or WhatsApp.
Document Assessment
Our advisory team reviews your documents and matches you with the right lender / product.
Sanction & Approval
We coordinate with banks and NBFCs for evaluation, valuation and credit sanction.
Disbursement
Funds are disbursed directly to your business bank account after final agreement.
Term Loan — Frequently Asked Questions
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