Loan Against Shares
Instant liquidity against your equity, mutual fund and bond portfolio — without selling your holdings.
What Is Loan Against Shares?
Every bank maintains its own approved list of securities against which it lends. Both resident and non-resident Indians can avail a loan against shares held in physical or demat form.
Borrowers can also avail this facility against mutual fund units, bonds and other specified securities, and can additionally opt for an overdraft facility against approved shares owned by themselves or immediate relatives.
Key Features & Benefits
- Keep your investment portfolio intact while unlocking cash
- Loan against equity shares, mutual funds and bonds
- Available to both resident and NRI investors
- Overdraft facility option against approved shares
- Interest charged only on the amount utilised
Eligibility Criteria
- Shares/securities held must be on the lender's approved list
- Demat or physical holding in the borrower's name
- KYC documents — PAN, Aadhar and bank statements
- Immediate relatives' shares acceptable for OD (case-to-case)
End Use Of Funds
- Business capital requirement
- Personal financial needs
- Bridge funding without liquidating investments
- Meeting short-term liquidity gaps
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Figures shown are indicative and vary by lender, rating and case profile. Your sanctioned terms are confirmed only in the lender's sanction letter.
From Enquiry To Disbursement In 4 Steps
Share Your Requirement
Tell us your funding need — amount, purpose and business profile — via form, call or WhatsApp.
Document Assessment
Our advisory team reviews your documents and matches you with the right lender / product.
Sanction & Approval
We coordinate with banks and NBFCs for evaluation, valuation and credit sanction.
Disbursement
Funds are disbursed directly to your business bank account after final agreement.