Construction Finance
Funding for builders and developers backed by track record, project cash flow and property valuation.
What Is Construction Finance?
India's real estate segment is growing rapidly, and banks, financial institutions and NBFCs actively fund new construction. Construction Finance is availed by individuals, firms or companies engaged in real-estate development.
Lenders generally prefer builders with a good track record of quality construction and at least two years in business, though new builders can be considered case-to-case after document evaluation.
Key Features & Benefits
- Funding for residential and commercial projects
- Fixed or floating rate linked to prime lending rate
- Repayment via instalments or post-sale proceeds
- Disbursement often linked to construction milestones
- Holiday / moratorium period based on project cash flow
Eligibility Criteria
- Firm/company engaged in real-estate development
- Minimum 2 years in construction business (preferred)
- 3 years' financial statements and audit report
- Detailed Project Report (DPR) and cash-flow statement
End Use Of Funds
- New residential construction
- Commercial project development
- Land development and approvals
- Construction material and labour cost
- Project completion and handover
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Figures shown are indicative and vary by lender, rating and case profile. Your sanctioned terms are confirmed only in the lender's sanction letter.
From Enquiry To Disbursement In 4 Steps
Share Your Requirement
Tell us your funding need — amount, purpose and business profile — via form, call or WhatsApp.
Document Assessment
Our advisory team reviews your documents and matches you with the right lender / product.
Sanction & Approval
We coordinate with banks and NBFCs for evaluation, valuation and credit sanction.
Disbursement
Funds are disbursed directly to your business bank account after final agreement.