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Real Estate Advisory

Construction Finance

Funding for builders and developers backed by track record, project cash flow and property valuation.

Overview

What Is Construction Finance?

India's real estate segment is growing rapidly, and banks, financial institutions and NBFCs actively fund new construction. Construction Finance is availed by individuals, firms or companies engaged in real-estate development.

Lenders generally prefer builders with a good track record of quality construction and at least two years in business, though new builders can be considered case-to-case after document evaluation.

Key Features & Benefits

  • Funding for residential and commercial projects
  • Fixed or floating rate linked to prime lending rate
  • Repayment via instalments or post-sale proceeds
  • Disbursement often linked to construction milestones
  • Holiday / moratorium period based on project cash flow

Eligibility Criteria

  • Firm/company engaged in real-estate development
  • Minimum 2 years in construction business (preferred)
  • 3 years' financial statements and audit report
  • Detailed Project Report (DPR) and cash-flow statement

End Use Of Funds

  • New residential construction
  • Commercial project development
  • Land development and approvals
  • Construction material and labour cost
  • Project completion and handover
Rates, tenures and eligibility shown on this page are indicative market ranges and are subject to the sanctioning bank / NBFC's credit policy. They are not an offer or a commitment.
Quick Facts
ApplicantBuilder / Developer / Firm
Min. Experience2+ years preferred
Interest RateFixed or Floating
Processing Time20 – 30 Business Days
SecurityProject property / land
DisbursementMilestone-linked
Apply For This LoanDocuments Required Ask On WhatsApp

Or call +91 8087674850

Figures shown are indicative and vary by lender, rating and case profile. Your sanctioned terms are confirmed only in the lender's sanction letter.

How It Works

From Enquiry To Disbursement In 4 Steps

01

Share Your Requirement

Tell us your funding need — amount, purpose and business profile — via form, call or WhatsApp.

02

Document Assessment

Our advisory team reviews your documents and matches you with the right lender / product.

03

Sanction & Approval

We coordinate with banks and NBFCs for evaluation, valuation and credit sanction.

04

Disbursement

Funds are disbursed directly to your business bank account after final agreement.

FAQs

Construction Finance — Frequently Asked Questions

3 years' financial statements, audit report, banking statements, cash-flow projections and a Detailed Project Report (DPR).

Ready To Fund Your Next Project?

Share your requirement today and our advisory team will get back to you within 24 hours.

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