Housing Loan
Finance to buy, build or extend a home — arranged across banks and housing finance companies, including top-up on a loan you already service.
What Is a Housing Loan?
A housing loan funds the purchase, construction or extension of a residential property, secured by that property and repaid in monthly instalments over a long tenure. Because the security is strong and the tenure long, it is normally among the lowest-cost borrowing a family will have access to.
Project Funding India places housing loans with banks and housing finance companies, and also arranges top-up finance on a loan you are already servicing — often the fastest way for a business owner to raise personal capital at a secured rate.
Key Features & Benefits
- Funding for purchase, self-construction, extension and renovation
- Long tenure keeps the monthly instalment low
- Top-up available on an existing housing loan with a clean repayment record
- Balance transfer to a lower rate, with the top-up taken at the same time
- Joint applications allowed, which improves the eligible amount
Eligibility Criteria
- Salaried or self-employed, Indian resident or NRI
- Stable income evidenced by salary slips or business returns
- Clear, marketable title to the property being financed
- Credit score of 700 and above preferred
End Use Of Funds
- Purchase of a ready or under-construction home
- Construction on a plot you already own
- Extension, renovation or improvement
- Balance transfer of an existing housing loan
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Figures shown are indicative and vary by lender, rating and case profile. Your sanctioned terms are confirmed only in the lender's sanction letter.
From Enquiry To Disbursement In 4 Steps
Share Your Requirement
Tell us your funding need — amount, purpose and business profile — via form, call or WhatsApp.
Document Assessment
Our advisory team reviews your documents and matches you with the right lender / product.
Sanction & Approval
We coordinate with banks and NBFCs for evaluation, valuation and credit sanction.
Disbursement
Funds are disbursed directly to your business bank account after final agreement.