Pre-Sanction Format

Loan Obligation Sheet

Every lender asks for the same three things before a sanction: what you already owe, what you own, and what it earns. Fill it once here and your file moves faster.

Why this is asked for first

A lender does not assess your new requirement in isolation. It assesses what is left after your existing EMIs are paid. Applications stall for weeks not because the numbers are weak, but because this information arrives in pieces — one loan today, a property paper next week.

Everything you enter is stored against your enquiry and shared only with the lenders you agree to approach. Nothing here is a commitment, and no figure you give changes the rate you are offered — that is decided by the sanctioning bank or NBFC.

Prefer Excel?

Download the same format our advisory team uses and email it back to us.

Download the Excel sheet Email it to info@projectfundingindia.com

Your details

Full Name*

Company / Firm

Mobile Number*

Email ID*

City

Existing loans and obligations

Every running loan in the business or in your own name. Lenders assess your new facility against what you already service, so a complete list here is what moves an application forward.

Existing loans and obligations — entry 1

Financial institution

Loan type

Loan account number

Loan amount (₹ Cr)

Interest rate (%)

Loan commenced

Tenure (months)

EMI (₹ Lacs)

EMI start date

EMIs serviced

EMI deduction bank

Regular or bounces

Properties held

Owned property, whether or not it is offered as security. Mortgaged property still counts — the lender will find it in the CIBIL report anyway, and declaring it up front reads as transparency.

Properties held — entry 1

Property address

Property type

Area (sq.ft.)

Freehold, or mortgaged with

Fair market value (₹)

Government value (₹)

Rental income

Only if a property earns rent. Documented rental income strengthens a lease rental discounting case and improves serviceability on any secured facility.

Rental income — entry 1

Property address

Property type

Loan availed against it

Government value (₹)

Market value (₹)

Rent per month (₹)

Yearly increment (%)

Agreement date

Agreement tenure

Anything else we should know

Your answers are saved in this browser as you type, so you can finish later. They are sent to us only when you press Submit.

Not sure what counts as an obligation?

Call us and we will fill it in with you over the phone. It takes about ten minutes.

Apply Now Call Us