Complete Product Suite

Financial Products For Every Business Need

Twenty curated products spanning debt, equity and trade finance — structured to match your project's risk and repayment profile.

Working Capital / Cash Credit (CC)

Revolving Limit

Cash credit & overdraft against stock, receivables or property.

Term Loan

1–10 Years

Periodic-repayment finance for expansion and equipment.

Corporate Finance

CMA-Based Limit

Structured credit facilities for corporate bodies.

Unsecured Business Loan

₹10 Lakh – ₹5 Cr

Collateral-free funding for SMEs, 18–60 months.

CGTMSE Loan

Up to ₹5 Cr · collateral-free

Collateral-free MSME funding backed by a government guarantee.

Project Funding

₹5 Cr+ · 9%–11% p.a.

Long-term finance for infrastructure and capital-intensive projects.

Machinery Loan

₹25 Lakh – ₹25 Cr · 9%–13% p.a.

Finance to buy new plant and machinery, or to raise funds against machinery you already own.

Construction Finance

Milestone Linked

Funding for builders and real-estate developers.

Loan Against Property

₹10 Lakh – ₹10 Cr · 9%–15% p.a.

Raise capital against property you already own, without selling it.

Lease Rental Discounting (LRD)

₹50 Lakh+ · 5–15 Yrs

Loan against future rentals of leased commercial property.

School / College Funding

₹50 Lakh – ₹50 Cr · 10%–13% p.a.

Term loans and working capital for schools, colleges and training institutions.

Loan Against Shares

Demat / Physical

Liquidity against equity, mutual funds and bonds.

Housing Loan

₹10 Lakh – ₹10 Cr · 8.5%–10.5% p.a.

Home purchase, construction and top-up finance for salaried and self-employed borrowers.

Bank Guarantee

Performance / Financial

Guarantees issued to government & PSU clients.

Letter of Credit

Sight / Usance

Trade payment assurance for import-export business.

External Commercial Borrowing — Foreign-currency borrowing from overseas lenders, arranged within the RBI framework.

ECB

USD 5 Mn+ · Regulated under RBI ECB framework

Foreign-currency borrowing from overseas lenders, arranged within the RBI framework.

Export Finance

Pre & Post Shipment

Working capital for exporters — before shipment and after invoicing.

Private Equity & Venture Capital — Growth & start-up capital through equity investment.

Private Equity & VC

Equity Participation

Growth & start-up capital through equity investment.

Joint Venture

Structured case by case

Partner identification and structuring for joint ventures, including land-owner and developer JVs.

Professional Loan

₹10 Lakh – ₹10 Cr · 10%–15% p.a.

Finance for doctors, hospitals, chartered accountants, architects and medical equipment.

Rates, tenures and eligibility shown on this page are indicative market ranges and are subject to the sanctioning bank's or NBFC's credit policy. They are not an offer or a commitment.

EMI Calculator

Estimate Your Monthly Instalment

A quick reference only — final EMI depends on the sanctioning lender's terms.

Loan Amount (₹)

Interest Rate (% p.a.)

Tenure (Years)

Monthly EMI

₹ 1,06,235

Total Interest

₹ 13,74,113

Total Payment

₹ 63,74,113

Principal amount ₹ 50,00,000
Total interest payable ₹ 13,74,113
Total of 60 payments ₹ 63,74,113

Indicative only, on a reducing-balance basis. Your final EMI depends on the sanctioning lender's terms, processing fees and any moratorium period.

These calculators are provided only as general self-help planning tools. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy or applicability to your circumstances, and they are not an offer of credit.

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