Industries

Industries We Fund

A funding requirement is shaped by how a business gets paid, not by how large it is. These pages set out the cash-flow reality of each sector and the facilities that fit it.

Pharmaceutical Manufacturing

Working capital, machinery and project finance for formulation, API and contract-manufacturing units — structured around the one thing lenders get wrong about pharma: the length of the cycle.

How we fund this sector

IT & Software

Finance for services companies, product firms and IT-enabled businesses — where the balance sheet holds people and receivables instead of machines and property.

How we fund this sector

Healthcare & Hospitals

Project finance, equipment funding and working capital for hospitals, nursing homes, diagnostic centres and clinics — including the insurance-reimbursement gap that defines the sector's cash flow.

How we fund this sector

Manufacturing & Engineering

Working capital, machinery finance and project loans for engineering, fabrication, processing and capital-goods units — the sector this firm was built around.

How we fund this sector

Auto Components

Finance for tier-2 and tier-3 suppliers — the OEM payment cycle, programme-linked capex, and the tooling spend that comes before any revenue.

How we fund this sector

EV & Mobility

Finance for electric-vehicle manufacturers, component suppliers, battery and charging businesses — a young sector being assessed by lenders with old templates.

How we fund this sector

E-commerce & D2C

Working capital and growth funding for online sellers and direct-to-consumer brands — inventory, marketplace settlement and the gap that opens up when a brand grows quickly.

How we fund this sector

Medical Devices

Finance for device manufacturing, distribution and import — regulatory timelines, hospital credit cycles and equipment placed with customers.

How we fund this sector

Biotechnology

Finance for biotech manufacturing, research and services businesses — long development cycles, specialised facilities, and a lender's need to see revenue somewhere.

How we fund this sector

Textiles & Apparel

Working capital, machinery and term finance for spinning, weaving, processing and garmenting units — sized for a business that buys cotton in one season and gets paid across the rest of the year.

How we fund this sector

Food Processing

Project finance, cold-chain and working capital for processing, packing and dairy units — built around a crop that arrives when it arrives and a buyer who pays much later.

How we fund this sector

Logistics & Transport

Fleet, warehouse and working-capital finance for transporters, 3PL operators and last-mile businesses — where costs are paid daily and clients pay quarterly.

How we fund this sector

Packaging & Converting

Machinery, working-capital and expansion finance for corrugation, flexible and rigid packaging units — a machine-heavy business selling to customers who pay slowly.

How we fund this sector

Your sector not listed? The structure of the problem is usually the same — tell us how your customers pay you and we will work from there.

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